Life Insurance
Simpler, smarter life insurance
We’re changing how life insurance works, to work with your life.
We’ve made it simpler, giving you the control of choosing what really suits you and your needs.
With easy-to-understand choices in straightforward language, and an application process that takes minutes, right from your phone.
All because we believe life insurance shouldn’t get in the way of living life.
Life Cover
We understand that you want to be confident that your family will be taken care of financially when you’re no longer around.
We’ve kept your options simple:
Receive comprehensive cover up to R10 million, with the flexibility to add on benefits such as Critical Illness and Disability Cover.
An Immediate Cash Benefit
To help you deal with life’s complexities, Life Cover also offers you:
An amount within 24 hours to help with unforeseen expenses – all at no additional cost, provided your beneficiary is 18 years or older and has an FNB/RMB Private Bank transactional banking account for at least 24 months at the date of the claim.
Standalone Cover
We understand that illness or injury can have a significant financial impact on you, which is why we cover you for 33 specified illnesses and injuries. To further help you financially, when a claim is approved, you’ll make no premium payments for six months.
Pays out up to three times and does not affect your Life Cover amount when you claim.
Comprehensive Disability Cover
Dealing with disability can be emotionally, physically and financially challenging. We also understand that everyone has different circumstances. This is why we offer you a choice of cover to best help you if you become permanently disabled.
Pays out a cash lump sum when you can no longer perform your own occupation (even if you can perform a similar one) or care for yourself.
Whichever option suits your needs, you have the flexibility of selecting either:
Standalone Cover – Pays out without affecting your Life Cover amount when you claim.
Combined with Life Cover – Reduces your Life Cover by the amount claimed, but offers the advantage of more affordable premiums.
You’ll also get a 6-month Premium Waiver Benefit, which means you’ll make no premium payments for six months when your claim is approved.
